Deposit Rates

 

 

 

Certificate of Deposit and IRA Account Rates

 $20,000 and aboveUnder $20,000 
TermAPY1Interest
Rate
APY1Interest
Rate
Minimum Opening Deposit
30 Days0.050.05$10,000
182 - 364 Days0.120.120.100.10$2,500
12 - 17 Months0.170.170.150.15$1,000
18 - 23 Months0.220.220.200.20$1,000
24 - 29 Months0.370.370.350.35$500
30 - 35 Months0.420.420.400.40$500
36 - 47 Months0.570.570.550.55$500
48 - 59 Months0.830.830.810.81$500
60 Months0.990.990.960.96$500

A penalty may be imposed for early withdrawal
Please contact us for details. 

Checking and Savings Rates2

 APY1Interest RateMinimum Opening Deposit
Central Checking0.050.05$100
Grand Central0.050.05$100
Prime Time0.050.05$100
Central Savings0.050.05$100
Marketier
Tier 70.050.05$2,500
Tier 60.060.06$15,000
Tier 50.090.09$25,000
Tier 40.110.11$50,000
Tier 30.130.13$75,000
Tier 20.180.18$100,000
Tier 10.200.20$500,000

1Annual Percentage Yield (APY) assumes funds will remain on deposit for a full year at the advertised rate.
2The interest rate and annual percentage yield may change at any time at our discretion. Fees may reduce the earnings on this account.
3Minimum balance to earn interest is $2,500.

Truth in Savings Disclosure

Annual Percentage Yields are accurate as of September 2, 2014.

To obtain additional information, please call 620-663-0666 or 316-634-0101.